Last updated: 27 September 2026
These are the terms for using Happy Pocket, a free pocket-money app built and operated by an independent developer. By using happypocket.au or app.happypocket.au, you agree to them. If you're a parent setting this up for your family, you're agreeing on behalf of your children's use too — see "Children" below.
If anything here doesn't make sense, email hello@happypocket.au.
What Happy Pocket is
Happy Pocket is a shared ledger — a digital record of pocket money — for families. It helps parents and kids track allowances, spending and saving in "Pockets."
Happy Pocket does not move real money. It doesn't connect to a bank account, hold funds, or process payments of any kind. When you "send" money to a Pocket in the app, you're recording that a transfer happened — the actual, real-world money still has to move however your family already handles that (cash, a bank transfer, however you'd normally give a child pocket money). Happy Pocket is not responsible for any difference between what the app records and what happens with real money — that's on the people in your family to sort out between themselves, the same as it would be with a paper ledger or a spreadsheet.
Cost
The core of Happy Pocket is free, and we intend for it to stay that way. If that ever changes, we'll tell you clearly before it does — we won't start charging for something you're already using without fair warning.
Accounts
- A parent account must be created by an adult capable of entering into these terms.
- Children don't create their own accounts. A parent sets up a username and PIN for each child, and controls that profile entirely — including renaming it, resetting the PIN, or deleting it.
- You're responsible for keeping your sign-in details (and your children's PINs) to yourself, and for anything that happens under your account.
- A family can have more than one parent (a "co-parent"). Each parent manages their own Pockets and budget; children's Pockets are shared and visible to every parent in the family.
Acceptable use
You agree not to:
- use Happy Pocket for anything illegal, or to input false information about who owns what;
- try to disrupt, overload, or gain unauthorised access to the app or its data;
- use the voice assistant or AI Coach to try to extract information about how the app is built, or for anything unrelated to using Happy Pocket itself;
- impersonate another person, or create an account for a child who isn't actually part of your family.
We can suspend or remove access for accounts that break these rules.
Children
Happy Pocket is built for use by children, always through a parent's account. If you're a parent, you're responsible for supervising your child's use of the app and for the accuracy of any information (name, spending, balances) associated with their profile. See our Privacy Policy for how we handle children's information.
Your content
Feedback, messages and any screenshots you send us remain yours, but by sending them you're giving us permission to read and act on them — including quoting parts of them back to you, or using them to improve the app. We won't publish your feedback publicly with your name attached without asking first.
Intellectual property
The Happy Pocket name, logo, and the app's design and software belong to its developer. Using the app doesn't give you any rights to them beyond using the service as intended.
No warranty
Happy Pocket is provided "as is." We do our best to keep it accurate, available and secure, but we don't promise it will be uninterrupted, error-free, or fit for any particular purpose. The AI Coach's messages are short, general, automatically generated encouragement — not financial, tax, or legal advice, and you shouldn't treat them as such.
Limitation of liability
To the fullest extent the law allows, the developer of Happy Pocket is not liable for any indirect, incidental, or consequential loss arising from your use of the app — including any loss connected to a discrepancy between the app's records and real-world money, since the app never handles real money itself. Because Happy Pocket is provided free of charge, our total liability to you for anything arising from these terms or your use of the app is limited to zero.
Nothing in these terms excludes any right or protection that applicable law does not allow us to exclude.
Ending your use
You can stop using Happy Pocket at any time, and any parent can permanently delete their account from Settings — see our Privacy Policy for exactly what that does for a co-parent versus the family's owner. We may also suspend or end an account that breaks these terms.
Changes to these terms
If we make a material change to these terms, we'll say so clearly on this page and update the "Last updated" date above. Continuing to use Happy Pocket after a change means you accept the updated terms.
Governing law
These terms are governed by the laws of New South Wales, Australia, without regard to conflict-of-law principles.